6 Month 0% Financing available at any amount!
12 Month 0% Financing available at $1999+
TD Bank, N.A. offers 0% Deferred Interest if Paid in Full in promotional period with minimum monthly payments.
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Deferred Interest Financing is a type of financing plan that lets you pay for your purchases over time and avoid being charged interest. In order to avoid being charged interest, you must pay off the full purchase balance within the stated time period.
This promotional financing offer is typically advertised as special financing, promotional financing or “No Interest If Paid In Full Within X Months”, where X is the number of months in the promotional period.
How it works
With deferred interest financing, interest starts from the day of your delivery or day of purchase if you took the furniture the same day. It is then calculated at the standard purchase APR and set aside, or deferred, until the end of the promotional period.
During the promotional period, the accrued deferred interest can be viewed on your billing statement.
Your statement will also include:
- the initial purchase date,
- the date the promotional period ends, and
- any outstanding promotional balance.
If I make only minimum payments, will I be charged interest?
Yes. Minimum payments will not pay off the balance in time. You must make larger payments to avoid the interest. Here’s a sample comparison of minimum monthly payments versus larger payments.
Keep in mind, your minimum payment may include amounts owed for other balances.
Cardholder Repayment Examples: $1,800 total purchase price**
Promo Type: No Interest if Paid in Full within 6 Months
